PET INSURANCE

Pet Insurance

How did you and your pet first meet? However your pets came into your life, they’re members of your family. And you shouldn’t have to make tough choices when vet bills start adding up because they get sick or hurt. That’s why Farmers chose Pets Best — a leader in pet insurance — to provide coverage that can help by reimbursing veterinary bills for covered claims when your pet has a health issue.

You might have a Labrador retriever in California who has allergies and needs daily medication. Maybe your mixed breed dog in Texas injured his leg and has to do physical therapy. Perhaps your Calico cat in New York has diabetes and needs insulin injections daily.

Coverages

To help you choose the coverage you want, Farmers — through Pets Best — offers these fully customizable coverage plans:

The BestBenefit Accident and Illness is our most popular and comprehensive plan. It includes an unlimited coverage option and can help with unexpected emergencies and illnesses like:

  • Accidents including broken bones, lacerations or car accidents.
  • Illnesses including cancer, diabetes, allergies, arthritis and skin and ear infections.
  • Surgery, hereditary and congenital conditions, prescription medicines, cancer treatments and physical rehabilitation.

Accident-Only is a budget-friendly plan that can help with costs related to accidents — but doesn’t cover illnesses. Regardless of age or breed, it’s available at a monthly rate of $6 for cats and $9 for dogs. (In Washington, the flat monthly rates are $7 and $10, respectively.)

Optional Coverage

You can add optional Wellness Routine Care coverage to either plan. It offers two tiers of coverage to help pay for regular veterinary visits like annual check-ups, vaccinations and preventative medication for fleas and ticks.

Keep in mind that pet insurance offers coverage for future health issues that may occur — it won’t cover a health issue that has already started. So it’s best to enroll your puppy or kitten while it’s still young, or your newly adopted pet as soon as possible. 

Discounts

Discounts

You may qualify for a 5% to 10% discount on pet insurance.*

Licensed Professionals

Licensed Professionals

With Farmers and Pets Best, you can take your pet to any licensed veterinarian or specialist of your choice — there’s no need to worry about provider restrictions or networks.

24 Hour Access

24 Hour Access

You also receive free 24-hour access to veterinary experts via email, chat and phone. You can ask about emergency care (e.g. “My dog swallowed his favorite toy.”) or behavioral-related advice (e.g. “Will positive reinforcement training work for my dog?”).